Terms of Service

By accessing or using The Talk Lounge (www.thetalklounge.com), you agree to be bound by these Terms of Service. If you do not agree, please do not use our services. These terms constitute a legally binding agreement between you and The Talk Lounge.

You must be at least 13 years old (or 16 in the EU/UK) to use our services. By using our services, you represent that you meet this age requirement. If you are under 18, you represent that you have parental or guardian consent.

• You must provide accurate, complete information when creating an account
• You are responsible for maintaining the security of your account credentials
• You must notify us immediately of any unauthorized access
• One person may not maintain multiple accounts
• We reserve the right to suspend or terminate accounts that violate these terms

When posting comments or content, you agree NOT to:

• Post defamatory, libelous, or false statements about individuals
• Harass, bully, threaten, or intimidate others
• Post hate speech, discriminatory content, or incite violence
• Share illegal content, including pirated material
• Spam, advertise, or promote without authorization
• Impersonate others or misrepresent your identity
• Post sexually explicit content involving minors
• Violate any applicable laws or regulations
• Attempt to hack, disrupt, or compromise our systems

We reserve the right to remove content and ban users who violate these guidelines without notice.

Our Content: All articles, images, logos, and site design are owned by The Talk Lounge or our licensors and protected by copyright, trademark, and other intellectual property laws.

Your Content: You retain ownership of content you post. By posting, you grant us a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and distribute your content in connection with our services.

Third-Party Content: We may display content from social media platforms (Instagram, Twitter, TikTok, etc.) via official embeds. Such content remains property of respective owners.

• Our articles represent news reporting, commentary, and opinion
• We strive for accuracy but do not guarantee all information is error-free
• Celebrity news may include rumors, speculation, and unverified reports which we label accordingly
• We are not responsible for actions taken based on our content
• Views expressed in articles do not necessarily reflect our official position

• Our site displays advertisements from third-party networks (Google AdSense)
• Sponsored content and paid partnerships are clearly labeled
• We are not responsible for third-party advertiser products or services
• Ad blockers may affect site functionality

• Points earned have no cash value and cannot be exchanged for money
• We reserve the right to modify, suspend, or terminate the points system
• Abuse of the points system (fake accounts, bots) will result in account termination
• Points may expire after extended periods of inactivity

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• Our services are provided "AS IS" without warranties of any kind
• We are not liable for indirect, incidental, special, or consequential damages
• Our total liability shall not exceed the amount you paid us (if any) in the past 12 months
• We are not liable for user-generated content or third-party actions
• We do not guarantee uninterrupted or error-free service

You agree to indemnify and hold harmless The Talk Lounge, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

We respect intellectual property rights. If you believe content infringes your copyright, submit a DMCA notice to: dmca@thetalklounge.com

Include: (1) Your contact information, (2) Description of copyrighted work, (3) URL of infringing content, (4) Statement of good faith belief, (5) Statement of accuracy under penalty of perjury, (6) Your signature.

These terms are governed by the laws of the United States. Any disputes shall be resolved through binding arbitration in accordance with AAA rules, except where prohibited by law. Class action waiver applies where permitted.

EU/UK users retain rights under local consumer protection laws that cannot be waived.

We may terminate or suspend your access immediately, without prior notice, for any reason including breach of these terms. Upon termination, your right to use our services ceases immediately.

We may modify these terms at any time. Material changes will be notified via email or site notice. Continued use after changes constitutes acceptance of new terms.

Questions about these terms: legal@thetalklounge.com

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.